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Are you planning a weekend getaway to Whistler or maybe a long road trip through the Rockies? There is nothing quite like the feeling of heading out on vacation. But for most of us, that excitement hits a bit of a speed bump when we get to the rental counter.
You’re standing there, and the agent asks the big question: “Would you like to buy our daily insurance coverage?”
It can cost an extra $20 or $30 a day, which really adds up. If you are a safe driver in British Columbia, you might already have a secret weapon in your wallet. Many people ask us, does ICBC RoadStar cover rental cars for personal use?
The short answer is: very likely, yes. But it is always smart to know exactly how it works before you hit the road.
RoadStar is basically ICBC’s way of saying thanks to drivers with a solid track record. If you have been driving safely for a number of years, you get access to this package. It is designed to make life easier and cheaper when you are away from your own vehicle.
At West Coast Car Rentals, we see a lot of customers who use their RoadStar benefits. It is one of the best perks of being a BC driver because it can save you a significant amount of money on your vacation budget.
If you have the RoadStar package, you generally have “Rental Vehicle Coverage.” This is specifically meant for when you are renting a car for personal use or a holiday.
When you ask, “does ICBC RoadStar cover rental cars,” what you are really looking for is protection against three big things:
The best part? This coverage usually extends across Canada and the United States. So, whether you are driving down to Seattle or exploring the Maritimes, your BC insurance often comes right along with you.
Even though you have the coverage, you can’t just walk in and say trust me. You will need to show proof. When you come to see us, make sure you have your Autoplan policy documents handy.
We always recommend double-checking that your RoadStar status is current. Sometimes people change their base policy and forget to bring their add-ons along. A quick look at your papers or a five-minute call to your broker can save you a lot of confusion at the rental desk.
While RoadStar is great, it isn’t a cover-everything blanket. It is designed for personal travel. If you are renting a truck for a commercial business or using a van for work, your personal RoadStar might not apply. Also, there are usually limits on the total value of the car. If you are planning to rent a high-end luxury supercar, you might need a bit more than what a standard policy provides.
Knowing the answer to “does ICBC RoadStar cover rental cars” takes a huge weight off your shoulders. It means you can spend that extra insurance money on a nice dinner in Tofino or an extra night at a hotel instead.
We love helping our local BC neighbours get on the road with as little stress as possible. If you are looking for your next vacation ride and want to use your RoadStar benefits, come chat with our team. We’ll help you pick the perfect vehicle and make sure all your paperwork is squared away so you can get to the fun part of your trip faster. Safe travels!
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